濰坊市住房公積金是近日一位濰坊網(wǎng)友向愛濰坊咨詢的問題，這位網(wǎng)友說想用自己公積金里的錢進(jìn)行購房貸款，不知需要辦理什么手續(xù)，現(xiàn)在的公積金購房貸款的利率是多少哪，我們知道繳存住房公積金的濰坊職工，在購買、建造、翻建、大修自住住房時(shí)，可以向住房公積金管理中心申請(qǐng)住房公積金貸款。其實(shí)手續(xù)也沒有多麻煩，按照步驟，一步一步來就行了，濰坊住房公積金管理中心當(dāng)自受理申請(qǐng)之日起15日內(nèi)作出準(zhǔn)予貸款或者不準(zhǔn)貸款的決定，并通知申請(qǐng)人，被批準(zhǔn)準(zhǔn)予貸款的，由受委托銀行辦理貸款手續(xù)，四大銀行都可以辦理公積金貸款。
濰坊在線在接到這位網(wǎng)友的咨詢后，結(jié)合相關(guān)資料，濰坊的職工和單位住房公積金的繳存比例均不得低于職工上一年度月平均工資的5％，而有條件的城市，可以適當(dāng)提高繳存比例，這個(gè)條件就是按照城市經(jīng)濟(jì)的發(fā)展，住房公積金制度實(shí)際上是一種住房保障制度，是住房分配貨幣化的一種形式。
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以上就是關(guān)于濰坊市住房公積金相關(guān)問題的回復(fù)，希望這個(gè)朋友對(duì)我們的答復(fù)及服務(wù)能夠滿意，以下是此問題的英文回復(fù)希望老外朋友們也能了解：
Weifang, a city housing fund that recently Weifang Weifang users to consult the issue of love, the friends say they want in their own provident fund money for home loans, do not know what procedures need to go through, and now the provident fund interest rate is the number of purchase loans which We know the housing provident fund deposit Weifang workers in the purchase, construction, renovation, renovate their houses, you can apply to the housing provident fund management center housing provident fund loans. In fact, the procedures did not much trouble, follow the steps, step by step on the line, and Weifang housing provident fund management center from accepting an application within 15 days to grant loans or loans allowed the decision and notify the applicant, were granted loans approved by the by the authorized bank lending procedures, the four banks can handle provident fund loans.